Staff Accountant at Quontic - Banking Finance Career in Columbus
Career & Market Insight
This Staff Accountant role at Quontic Bank — a well-known US digital bank — offers solid foundational exposure to banking-specific accounting, including loan accounting, correspondent bank reconciliations, and regulatory reporting. These are specialized, in-demand skills that differentiate candidates from general corporate accountants.
Compensation context: The $73k–$92k range is competitive to slightly above average for a staff accountant in the US (national median ~$60k–$75k), reflecting the banking sector premium and likely a NYC or metro cost-of-living adjustment.
Career development signals:
- Banking compliance and regulatory reporting experience accelerates paths toward Senior Accountant, Controller, or CFO roles in fintech/banking.
- Loan accounting exposure is a niche skill valued highly at credit unions, community banks, and mortgage companies.
- The company encourages continuing education and certifications (CPA, CMA) — a green flag for growth-minded candidates.
Culture signals: Quontic positions itself as a fast-paced, entrepreneurial digital bank where employees "wear many hats" — expect startup-like agility within a regulated banking framework. This suits candidates who want variety and visibility beyond a siloed role at a large bank.
Green flags: Strong benefits, salary transparency, and an emphasis on collaboration. Watch for: The "priorities change daily" language may signal a lean team with high workload variability.
The staff accountant plays a crucial role in maintaining accurate financial records, ensuring compliance with regulatory standards, and contributing to the overall success of our financial operations.
Job Responsibilities:
- Record and maintain general ledger entries with a high level of accuracy.
- Perform regular daily reconciliations of internal bank accounts and correspondent bank accounts, ensuring precision in financial transactions.
- Contribute to the month-end closing process by preparing journal entries and reconciling various accounts.
- Collaborate with team members to ensure timely and accurate financial reporting.
- Analyze financial data to identify trends, variances, and opportunities for process improvement.
- Provide insights and recommendations to enhance financial performance.
- Ensure compliance with banking regulations and internal policies.
- Assist in the preparation of financial reports for regulatory authorities.
- Prepare documentation and support auditors during internal and external audits.
- Address audit findings and implement corrective actions as needed.
- Generate financial statements and reports for management review.
- Collaborate with other departments to gather relevant financial information and support their financial needs.
- Participate in financial planning and budgeting processes.
- Identify and assess financial risks, proposing strategies to mitigate potential issues.
- Monitor and report on key financial metrics to identify emerging risks.
- Perform special projects, and additional duties and responsibilities as required.
Requirements
Education and Experience Requirements:
- Bachelor's degree (or equivalent) in accounting, or similar; OR associate degree and two (2) years of experience in functional area; OR high school diploma (or equivalent) plus four (4) years of experience in functional area.
- Additional one (1) year of progressive experience in functional area.
Additional Job Requirements:
- Demonstrated skills and experience with accounting principles and practices.
- Demonstrated experience with Microsoft Office 365 and accounting software.
- Prior experience with loan accounting preferred.
- Willingness to pursue continuing education, certifications, etc. as applicable to advancing in the organization.
- Analytical and problem-solving skills.
- Interpersonal and communication skills with the ability to speak confidently.
- An ability to thrive in a fast-paced environment where priorities change daily, and where employees wear many hats.
- Detail-oriented with the ability to think "outside the box" and prioritize tasks and decisions in a timely manner.
- Self-directed, yet effective working as part of a collaborative team.
- Responsive and customer-focused with a demonstrated use of professional judgment.
The above is merely a description. Responsibilities and duties are not limited to the above. Quontic reserves the right to change job descriptions at any time.
Benefits
This role's annual base salary range is $73,000 – $92,000.
In addition to a fulfilling career, we offer competitive compensation and a comprehensive benefits package. Full-time employees are eligible for:
- Health, Dental, Vision, & Life Insurance
- Financial Wellness Planning & Coaching
- Counseling Support Services & Resources
- Paid Parental Leave
- Pet Insurance
- 401K Match
- Employee Bank Accounts with Quontic
- Generous Paid Time Off